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Bankruptcy success story stresses benefits of filing early


This story, written by Roger from Georgia for USA Bankruptcy Guide, an online resource for those looking for information about personal bankruptcy filings, illustrates how filing before it’s absolutely necessary can be extremely beneficial.


In recent posts, we've highlighted stories of real Americans who have sought bankruptcy protection to overcome past debt and regain their financial footing. These stories help to eradicate common misconceptions that many Minnesota residents harbor about protective filings and showcase how, when used correctly, they can be an invaluable financial tool.

This story, written by Roger from Georgia for USA Bankruptcy Guide, an online resource for those looking for information about personal bankruptcy filings, illustrates how filing before it's absolutely necessary can be extremely beneficial.

According to Roger, he ended up filing for Chapter 7 bankruptcy in 2009, but at that point, he was already in serious financial trouble and had been out of work for nearly one year. In the process of meeting his financial obligations, he says he spent much of his life's savings and 401(k), simply because he was unaware that he could take advantage of a bankruptcy filing.

After borrowing money from family members just to file, he says the process couldn't have gone better. He was referred to an attorney who was able to help him with the necessary paperwork and completed most of his filing by phone and mail.

Once lodged, his filing stopped harassing phone calls from creditors, and following a short court appearance, his debt was discharged. Still, he has some advice for those who plan to follow in his footsteps.

“My suggestions to anyone considering filing Chapter 7 would be to consult an attorney,” he wrote on the website. “Don't go in thinking that you are an expert, the attorney is the expert. Ask questions if you are unsure of anything.”

At the Atlas Law Firm, we specialize in providing Minnesota bankruptcy information to local residents. We can review everything from Chapter 7 bankruptcy attorney fees to questions regarding how bankruptcy affects credit with you so you can make the right choice for your finances.

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