Atlas Law Firm

Minnesota resident ends two-year foreclosure battle


By alerting a law firm that specializes in Minnesota foreclosure assistance to your plight, you can review available options, such as loan modification, Chapter 13 bankruptcy and foreclosure postponement.


In early 2011, Minnesota resident Caylin Crawford found herself in need of assistance. Due to a snowboarding injury she sustained, the 24-year-old homeowner was unable to keep up with mortgage payments.

As a result, she called her bank to ask about loan modification, a legal process that can help keep property owners in their homes. However, this move ultimately led to two years of legal battles between Crawford and her bank.

“They said, 'We can't do anything to help you unless you are behind on your mortgage,'” Crawford told Fox Business in January. “'So stop paying, and then we can modify your loan.'”

Crawford followed the advice to her detriment, as officials from her bank have no record of the conversation that took place. This has lead to a costly legal battle between the two parties, with Crawford estimating that the bank's legal spending has outpaced the $28,000 remaining balance she had on her mortgage.

Twin Cities Daily Planet reported on March 12 that Crawford has been allowed to keep her home. On February 13, the legal battle ended with a compromise: the banks agreed to stop trying to evict her, provided she gave up the official ownership of her home.

Today, Crawford works as a research technician at the University of Minnesota, and says it feels great being able to once again hang items in her home with the confidence that they'll be there for years to come.

While the story has a happy ending, this report serves to highlight the fact that Minnesota residents should pursue loan modification and foreclosure consultation before moving forward with any action that could affect their homeownership. By alerting a law firm that specializes in Minnesota foreclosure assistance to your plight, you can review available options, such as loan modification, Chapter 13 bankruptcy and foreclosure postponement.

Share this Article