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For anyone who is considering bankruptcy, because they are struggling with a financial hardship: schedule a free consultation with us. You are going to save in the long run.

At the Atlas Law Firm, we specialize in providing Minnesota bankruptcy information to a variety of clients and have much experience handling the unique needs of entrepreneurs and business owners.

You have 20 days to respond to the lawsuit notice. You are not going to get a notice from the court that sets a hearing date.

In some cases, you may discover that your bank account has been garnished seemingly without your knowledge.

This bankruptcy form Notice of Objecton to Proof of Claim and Notice of Hearing and Objection to Claim can be used in Chapter 13 bankruptcy by a debtor’s attorney to object to the proof of claim of a creditor who has overstated the amount due.

With chapter 13, the main question is: are you over the median income or under? If we can get you under the median income, we can potentially get you into a three-year plan.

In a both a Chapter 7 and in a Chapter 13 the court is trying to accomplish two things. They are trying to help you get a fresh start, and they are trying to treat all of your creditors equally.

It is very important to have a good attorney-client relationship in a bankruptcy. You are hiring somebody, not only to give you legal analysis of how your circumstances are affected by filing for bankruptcy or debt settlement.

Bankruptcy is a difficult decision—the culmination of a sequence of bad luck, bad timing, and sometimes, bad decisions. However, despite the black mark that filing for bankruptcy leaves on your credit, there are times that it is preferable to the alternative.

In Minnesota, you have certain rights during the first year of the foreclosure process that enable you to keep possession of your home.