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Does the Kind of Debt Have Any Impact on A Bankruptcy?

The answer is yes and no. You do not have to have a certain amount of debt in order to qualify for bankruptcy. In bankruptcy court, the laws are not set up to consider the debt as part of your bankruptcy case.

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Chapter 13

Both chapter 7 and chapter 13 bankruptcies discharge your debts. Under a chapter 13 however, you propose a payment plan to the court to pay a portion of your debt. There is no required percentage of the debt that you must pay, instead the payment plan is based on your budget.

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Can Judicial Proceedings to Collect Debt Be Stopped by Bankruptcy?

Bankruptcy can stop the judicial process, because bankruptcy is federal law, and federal law preempts state law. All collection lawsuits are governed by state law.

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Bankruptcy Is Your Right

The credit card companies have put many millions of dollars not only into steering legislation in their favor, but also to shaping Americans’ attitudes towards going bankrupt. Many feel that being bankrupt is immoral because one is “stiffing” their creditors.

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Are Judges or Lawyers Present at The 341 Meeting of Creditors?

Your attorney will attend the meeting with you. If you retain a larger bankruptcy law firm, they might send an attorney that you have never met with before.

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What Are the Different Ways to File for Bankruptcy?

What Are The Different Ways To File For Bankruptcy?

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U.S. Trustee’s Office Releases Updated Bankruptcy Means Test Numbers

The U.S. Trustee’s Office, which is the governmental agency that oversees the administration of bankruptcy cases, has released the latest numbers for means test qualifications used in Chapter 7 and Chapter 13 bankruptcies. The new numbers will to be used in all consumer Chapter 7 bankruptcies filed after November 1, 2017.

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U.S. Trustee Releases Means Test Numbers to Be Used for Chapter 7 Qualification

The U.S. Trustee’s Office has released the latest numbers for Median Family Income Based on State/ Territory and Family Size which are used in the means test qualification for Chapter 7 bankruptcy. These median income numbers are to be used in all consumer Chapter 7 bankruptcies filed after November 15, 2014.

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Understanding the Bankruptcy Abuse Prevention and Consumer Protection Act

Bankruptcy is a powerful tool used that can be used to protect you and your family from debt collection when you are unable to pay debt. Bankruptcy is, in fact, one of the few legal protections that the common man (or woman!) has against the combined might of the banking and loan industry.

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Slip and Fall Injuries and Workers’ Compensation: Everything You Need to Know

Slip and fall injuries are the most common types of workplace injuries, most often occurring n jobs such as construction. They pose an even greater danger during the winter, as the low temperatures cause the ground to freeze and become slippery.

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