Rapidly Rebuild Credit
The focus of the bankruptcy laws is to give you a fresh start. Bankruptcy is a powerful tool and we can show you how to use it to protect yourself, your family and your assets, as well as how to rapidly rebuild your credit within 12 months or less.
Unique Opportunity to Build Your Credit Score.
If you've been struggling with repayment of your debt, then your credit score likely has taken a hit. It is estimated that the two biggest factors in calculating our credit scores are: 1) our debt-to-income ratio; and 2) timeliness of payments. It's estimated that these two factors account for 70% of our credit score weight. If you used to have a great credit score and it has began getting lower and lower, it's likely because one or both of these factors are weighting against you. When you file for bankruptcy protection, a court order goes into effect that prevents your creditors for continuing to report the negative activity on your credit report. This is the first step in rebuilding your credit, because you no longer have that negative debt as an anchor on your credit score. And with bankruptcy, you get that benefit a lot more quickly than under a debt settlement program.
Build Back Better with Our Help.
After the bankruptcy is over, we discuss strategies to rebuild your credit for credit cards, vehicle loans and mortgages. We walk you through the best strategies to use. Bankruptcy can actually give you a head start on rebuilding your credit rather than if you had spent years settling the debts we provide resources for our clients to use in order to rebuild their credit. The goal of the bankruptcy code is to get you that fresh start so that you can move forward with your life better than the day we filed your case.
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