There are a few different reasons to file for Chapter 13. Probably the first one is if you are not qualifying for the Chapter 7.
Jan. 11, 2023
Automatic Payment Withdrawal Forms for Chapter 13 Bankruptcy Payments
Attached are the automatic bank withdrawal request form and the automatic paycheck deduction form. Contact the chapter 13 trustee’s office at 612-338-7591 (Minneapolis/ St. Paul metro) or 218-354-7356 (Greater Minnesota) if you have additional questions.
FORM Bank Wthdrwl ch 13 – Carlson.pdf
FORM Wage Deduct ch13 – Carlson.pdf
FORM Bank Wthdrwl ch13 – Burrell.pdf
FORM Wage Deduct ch 13 – Burell.pdf
The chapter 13 bankruptcy trustees for Minnesota allow chapter 13 filers to make their chapter 13 plan payments via automatic bank withdrawals and automatic paycheck deductions. Automatic payments are not required. Chapter 13 bankruptcy filers can elect to make their monthly payments via money order or certified check. Attached are the automatic bank withdrawal request forms and the automatic paycheck deduction forms for both Gregory Burrell (Minneapolis/ St. Paul metro) and Kyle Carlson (Greater Minnesota). Contact the chapter 13 trustee’s office (Minneapolis/ St. Paul metro) or (Greater Minnesota) if you have additional questions.
The three common triggers for bankruptcy are unemployment, medical expenses, and divorce. Unemployment can trigger bankruptcy, which is pretty straightforward.
The trustee has a duty to conduct due diligence, and that basically means reviewing the documents that are filed by the debtor and then holding a hearing called a Section 341 hearing in which the trustee asks some standard questions of the debtor.