A reaffirmation is an official way to “reobligate” yourself on the loan. This involves the lender sending us a reaffirmation contract to be signed by you.
Automatic Payment Withdrawal Forms for Chapter 13 Bankruptcy Payments
Attached are the automatic bank withdrawal request form and the automatic paycheck deduction form. Contact the chapter 13 trustee’s office at 612-338-7591 (Minneapolis/ St. Paul metro) or 218-354-7356 (Greater Minnesota) if you have additional questions.
The chapter 13 bankruptcy trustees for Minnesota allow chapter 13 filers to make their chapter 13 plan payments via automatic bank withdrawals and automatic paycheck deductions. Automatic payments are not required. Chapter 13 bankruptcy filers can elect to make their monthly payments via money order or certified check. Attached are the automatic bank withdrawal request forms and the automatic paycheck deduction forms for both Gregory Burrell (Minneapolis/ St. Paul metro) and Kyle Carlson (Greater Minnesota). Contact the chapter 13 trustee’s office (Minneapolis/ St. Paul metro) or (Greater Minnesota) if you have additional questions.
Chapter 13 is essentially a payment plan that you organize through the court system. Think of it as a consolidation loan with teeth.
There are 2 things you must do after your case is filed: (1) attend the meeting of creditors (aka the 341 hearing); and (2) complete a debtor’s education course via phone within 75 days from the date your case was filed. The 341 hearing is sometimes referred to as the meeting of creditors because your creditors can attend the meeting and ask you questions about the information contained in your petition.